Hi! It's Cody from Filo Mortgage. There is still time to squeeze benefit despite market changes. I can help you secure your position now, no cost to apply or to lock the rate. We are running a promotion, an extra $500 off your costs if we lock in today! Rate hikes are coming quickly and it may be difficult to accomplish your goals if you don't act now. Text or call me at 520-365-4984 :)